The Canadian government continues to show its commitment to the well-being of its seniors by providing consistent financial support through public pension programs. With living costs rising across the country, retirees and low-income seniors are under increasing pressure.
To ease this burden, the Canada Revenue Agency (CRA) has confirmed a \$808 pension payment in July 2025 for eligible older adults. This move reinforces the government’s pledge to ensure a stable and dignified retirement for every citizen.
Monthly Support Grows in July
If you’re a senior aged 75 or older, you’re in for good news this summer. The CRA has officially confirmed that eligible Old Age Security (OAS) recipients will receive \$808.45 on July 29, 2025.
Seniors between the ages of 65 to 74 will also see an increase, receiving \$734.95 for the month.
These payment increases are the result of the CRA’s quarterly adjustments based on the Consumer Price Index (CPI). These updates ensure that seniors’ incomes keep pace with inflation, helping to cover essentials like rent, groceries, and transportation.
A Closer Look at the New Payment Rates
Here is a comparison of the old and new OAS payment amounts for July to September 2025:
| Age Group | 2024 Income Threshold | Previous Monthly Payment | New Monthly Payment (Jul–Sept 2025) |
|---|---|---|---|
| 65 – 74 years | \$148,451 | \$727.67 | \$734.95 |
| 75 years and older | \$154,196 | \$800.44 | \$808.45 |
The increase, though modest, can make a significant difference for seniors managing day-to-day costs in a high-inflation environment.
Who Qualifies for the \$808 Payment?
To receive the \$808 OAS pension payment, seniors must meet the following eligibility conditions:
- Be 75 years of age or older as of July 2025
- Have an annual income under \$154,196 (for 2024)
- Be a Canadian citizen or legal resident
- Be enrolled in the OAS program through the CRA
For those aged 65–74, the threshold is slightly lower—\$148,451 in annual income. Seniors meeting this requirement will receive the \$734.95 monthly pension.
These pensions are not welfare or charity, but a recognition of the contributions seniors have made to Canadian society. The payment aims to support their dignity and well-being in retirement.
When Will the Payment Be Made?
The Old Age Security payments are issued once a month, and it’s important to keep track of when those deposits will arrive. Here is the full OAS payment schedule for 2025:
| Month | Payment Date |
|---|---|
| January | 29 January 2025 |
| February | 26 February 2025 |
| March | 27 March 2025 |
| April | 28 April 2025 |
| May | 28 May 2025 |
| June | 26 June 2025 |
| July | 29 July 2025 |
| August | 27 August 2025 |
| September | 25 September 2025 |
| October | 29 October 2025 |
| November | 26 November 2025 |
| December | 22 December 2025 |
Make sure your CRA My Account is updated with correct banking and contact information to avoid delays in receiving your payments.
Why This Matters for Canadian Seniors
For many older Canadians, OAS is not just a supplement—it’s a lifeline. Alongside Canada Pension Plan (CPP) and Guaranteed Income Supplement (GIS), OAS forms the foundation of Canada’s public retirement income system.
These benefits are regularly adjusted every quarter to keep up with inflation. That way, retirees aren’t left behind as groceries, rent, medical costs, and transit fares continue to rise.
Even a small increase can be the difference between staying independent and facing financial hardship. This is especially true for seniors living on fixed incomes or those without additional retirement savings.
How to Stay Informed
If you’re uncertain about your eligibility or need to check the latest updates:
- Log in to your CRA My Account to review your benefit status
- Visit the Government of Canada’s OAS page for eligibility rules and payment schedules
- Speak with a Service Canada representative for personalized help
- Consult your tax adviser or retirement planner to understand how OAS integrates with CPP and GIS
Being proactive ensures you don’t miss out on any support available to you.
Looking Ahead: A Secure Retirement for All
Canada’s public pension system is built on the idea that every senior deserves financial stability. As inflation continues to test household budgets, these scheduled and confirmed payments serve as critical support.
If you or a loved one meets the eligibility criteria, the \$808 payment in July 2025 offers welcome relief—and reflects Canada’s commitment to taking care of those who built the nation.
FAQs
Q1: Who will receive the \$808 pension payment?
A: Seniors aged 75 and older with an annual income under \$154,196 are eligible to receive \$808.45 on July 29, 2025.
Q2: What about seniors aged 65–74?
A: Seniors in this group will receive \$734.95 in July 2025 if their income is below \$148,451.
Q3: When exactly is the \$808 payment coming?
A: The payment will be deposited or mailed on July 29, 2025.
Q4: Are these payments automatically adjusted?
A: Yes, OAS payments are reviewed and updated quarterly based on the Consumer Price Index (CPI) to reflect inflation.
Q5: How can I check if I qualify?
A: Visit your CRA My Account, review your tax return and income level, or consult the official OAS website to confirm eligibility.
